My Child Is Already in High School.It Might Be Time to Talk About Money

This episode reflects on what it means to talk about money with a child who has reached high school.

Rather than focusing only on saving or avoiding waste, it explores the idea of money as a tool—something that can expand one’s world and support a more independent way of living.

We also look at how spending can be understood in different ways, including the distinction between consumption and investment, and how that perspective can shape long-term thinking.

The episode introduces three simple ideas: setting a framework for spending, distinguishing between wants and needs, and considering whether a choice is an investment or a cost.

Through this, it raises a broader question—how we can develop a sense of value and make decisions that support our future selves.

A quiet reflection on money, growth, and learning to choose how to live.