Smart Tax Moves for High-Income Men & Business Owners | Year-End Strategies with Michael Aguas

In this powerful episode of The Ultimate Men’s Movement, Dr. Jack Rocco sits down with Michael Aguas, founder of The Reignstorm Group, to break down real-world tax strategies that high-income earners, business owners, and professionals can still use — even late in the year.

This conversation goes far beyond “tax filing” and dives into true tax strategy — the kind used by top executives, physicians, entrepreneurs, and ultra-high earners to legally reduce or eliminate excessive tax burdens.

Michael explains the critical difference between tax preparation and tax strategy, why most CPAs are reactive instead of proactive, and how overlooked sections of the tax code can dramatically change your financial future when used correctly.

If you are:

A business owner paying six figures in taxes

A physician or high-income professional

Approaching a liquidity event, sale, or major income year

Worried about protecting assets from divorce or lawsuits

Trying to reinvest in your business instead of handing profits to the government

👉 This episode is essential listening.

Michael makes a crucial distinction:

Tax Advisors (CPAs):

Primarily reactive

File returns based on what already happened

Focus on compliance, not optimization

Tax Strategists:

Proactively plan years in advance

Identify overlooked sections of the tax code

Work alongside CPAs, not against them

Help clients legally retain more of what they earn

“Most people aren’t overpaying taxes because they’re reckless — they’re overpaying because they’re uninformed.”

Many business owners:

Have a SEP IRA or basic 401(k)

Max them out

Still pay massive taxes

Michael explains:

There are advanced retirement plans allowing six-figure annual contributions

Every dollar contributed reduces taxable income

These plans are often completely overlooked by standard CPAs

Michael breaks down one of the most powerful tools in the tax code:

Allows full write-off of qualifying assets

Assets can be leveraged

Small cash outlay can generate huge deductions

Can also create positive monthly cash flow

Example:

Invest $100,000

Finance the rest

Receive a $1,000,000 deduction

Improve business productivity

Lower taxes dramatically

A simple but powerful strategy:

Push income into January when possible

Pull expenses into December

Lower taxable income for the current year

Move tax liability forward strategically

Timing matters — even a few weeks can change outcomes.

Michael introduces a little-known strategy used by billionaires and elite athletes:

Assets placed inside a for-profit LLC

99% owned by a nonprofit partner

1% owned by the individual as managing partner

Income largely flows tax-free

Assets are outside the reach of:

Divorce settlements

Personal creditors

Business lawsuits

Used famously by Mark Zuckerberg and others.

Key requirement:

Legitimate charitable intent

Annual giving (typically 5–10% of profits)

Key takeaway:

The top earners often pay 5–6% effective tax rates

Not because they cheat — but because they plan

They work with strategists early

They understand leverage, structure, and timing

“Most people pay more tax than the government is actually asking for.”

Michael highlights a reality few talk about:

Money stress is the #1 cause of marital conflict

High taxes reduce flexibility

Planning relieves pressure

Retaining profits strengthens families and businesses

Short answer: It’s not — but time matters.

December is still workable

Strategies must be implemented correctly

Requires immediate conversations

Needs coordination with CPAs

Best practice:

Strategy call with the client

Ideally include the CPA

Black-and-white tax code — no loopholes

Conservative, defensible planning

Michael emphasizes:

Men deserve to keep what they earn and deploy it intentionally

“Most people aren’t overpaying taxes because they’re reckless — they’re overpaying because they’re uninformed.”