The Scottish Property Podcast

Is serviced accommodation really a safer investment than a traditional buy-to-let—or does the potential for higher income come with significantly more risk?In this listener Q&A, Nick and Steven compare the predictability of vanilla buy-to-let with the fluctuating nightly rates, seasonal demand and contractor-led markets associated with serviced accommodation. They explain why buy-to-let may...

Could a self-employed estate agent build a six-figure business without sacrificing the personal service sellers expect?Fraser Kelly, founder of Kelly Residential, joins Nick and Steven to explain how he moved from corporate sales and property sourcing into estate agency. In five years, the business has grown to an 11-person team with five self-employed agents and six operations staff, while...

From 6 October 2026, private and social landlords across Scotland must follow strict new timescales when damp or mould is reported: investigate within 10 working days, provide written findings within three working days and begin any required repairs within five working days of the investigation.Paul Newing of PRN Water Services joins Nick and Steven to explain Scotland’s implementation of Awaab’s...

Jordan Kynoch started investing in property at just 23, with no money, no experience and a long-term goal: to build enough freedom to be fully present when he eventually became a father.Thirteen years later, Jordan owns more than 30 properties across Scotland and Liverpool. The journey involved countless hours on the road, sleeping on building-site floors and using private investment to fund...

Are property flips still worth pursuing in 2026—or have rising costs and tighter margins made the strategy too difficult?In this listener Q&A episode, Nick and Steven examine the reality of flipping property in today’s market. With Scotland’s 8% Additional Dwelling Supplement, higher material prices, increased trade rates, bridging costs and tax on the eventual profit, investors now need to...

Amy Russell has built a seven-figure property portfolio—but with her money continually being reinvested, she still describes herself as “skint”.Her biggest cash-flow scare came from a sourced property bought for £62,500. The refurbishment was expected to cost approximately £20,000 but finished closer to £30,000, with little warning from the project manager. Amy then received an £85,000...

Scotland-wide rents have fallen slightly—but some local markets are still recording strong growth. So where is tenant demand holding up, and what should property investors take from the latest figures?In this August market update, Nick and Steven examine the latest Citylets rental data and Zoopla house-price figures. They discuss why Glasgow’s one-bedroom flats are outperforming the wider market,...

Michael Mower built his property career by taking on the projects other people avoided—from tired Glasgow flats to fire-damaged auction purchases. After years of running a stressful renovation business, he and his wife Liana decided to start building assets for themselves.That change led to successful property flips, buy-to-lets and serviced accommodation. Michael shares the numbers behind a...

How can you scale a buy-to-let portfolio without leaving yourself dangerously exposed if the property market changes?In this episode, Nick and Steven discuss the risks of using 80% and 85% loan-to-value mortgages to grow a property portfolio. They explain how arrangement fees, falling valuations and changes to lending criteria could leave highly leveraged investors needing to inject substantial...

Is Scotland heading for a property crash—or does the country’s chronic shortage of homes make that unlikely?Dr. John Boyle, Director of Research & Strategy at Rettie, joins Nick and Steven to examine the data behind Scotland’s housing emergency, house prices, rental growth and the future of the private rented sector.From Aberdeen’s dramatic fall and the 18-year property cycle to landlord...