You Can’t Borrow Your Way to Peace
25 July 2025

You Can’t Borrow Your Way to Peace

The Ramsey Show

About
📈⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠



George Kamel and Dr. John Delony answer your questions and discuss:


"Why is it better to pay off my mortgage early instead of investing $300,000?"

"Can I do a Roth 401(k) and a Roth IRA at the same time?"

"I feel stuck between working the Baby Steps and taking care of a sick parent"

"How do we best invest $100k?"

"I'm $240k in debt. What is the best way to live below my means?"

"I owe the IRS $30k. How do I pay this off?"

"I'm spending $1,400 a month on car payments. How do I get out of this mess?"

"How much house can I afford?"

"Should I hold on to savings or pay off $700k in real estate debt?"

"Am I being stupid by not investing my money?"

"How do I prevent my kids from feeling left out?"

"Should I use a HELOC to consolidate my debt?"

"How do we prepare for our special needs son to be taken care of?"

"I've been paying on my student loans for 22 years. Should I wait 3 more years for student loan forgiveness?"

"I'm in business debt due to check fraud..."




Next Steps:

✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠

📱 Get episodes early in the free Ramsey Network app! 

💵⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

🏠 ⁠⁠Find a Ramsey Trusted Real Estate Agent⁠⁠

📈 Free Tools & Resources to Help You With Investing

⛓️‍💥 ⁠⁠Tired of debt? Grab Breaking Free From Broke now!⁠⁠



Connect with our Sponsors:


Stop paying more and start shopping smarter at ⁠⁠⁠⁠ALDI⁠⁠⁠⁠


Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠


Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today!

Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠


Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠


Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠


Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle!

Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠


Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠


Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more

For more information, go to ⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠


Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠


Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY

Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today! 




Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠



Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠
Learn more about your ad choices. Visit megaphone.fm/adchoices