Don't Settle for Living Paycheck to Paycheck
24 July 2025

Don't Settle for Living Paycheck to Paycheck

The Ramsey Show

About
📈⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠



Dave Ramsey and Jade Warshaw answer your questions and discuss:


"How do I navigate $1.8M in debt with no income?"

"My employment is directly tied to my FICO score. How can I pay off debt and keep a good score?"

"I'm 51 with no retirement savings and I am currently carrying my daughter's student loans I cosigned on..."

"Is it too late for a 47-year-old man to find financial peace?"

"My husband's gambling has us late on our bills. Do I have to go back to work, or can I still be a stay-at-home mom?"

"Our advisor is telling us to take out a HELOC on our vacation home to invest and supplement our income"

"How can I convince my wife that we don't need to invest while paying off debt?"

"How do we navigate family dynamics without seeming like the cheap family?"

"How do we wisely manage a $100K gift from my parents?"

"I was recently diagnosed with a rare cancer, how do I get my finances in order?"

"I'm $400,000 in debt, at what point should I declare bankruptcy?"

"We're debt-free, can we afford to buy a business?"

"What's the best way to invest our 15 year old son's earnings?"




Next Steps:

✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠

📱 Get episodes early in the free Ramsey Network app! 

💵⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

💗 Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.

📈 Free Tools & Resources to Help You With Investing



Connect with our Sponsors:


Stop paying more and start shopping smarter at ⁠⁠⁠⁠ALDI⁠⁠⁠⁠


Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠


Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today!

Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠


Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠


Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠


Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle!

Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠


Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠


Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more

For more information, go to ⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠


Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠


Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY

Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today! 




Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠



Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠


Learn more about your ad choices. Visit megaphone.fm/adchoices