Debt Won’t Fix What Discipline Can
28 July 2025

Debt Won’t Fix What Discipline Can

The Ramsey Show

About
📈⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠



Jade Warshaw and Rachel Cruze answer your questions and discuss:


"How do we recover from 2 hurricanes and being sued by credit card companies?"

"How do we handle debt now that our financial situation has changed?"

"How can we travel outside of the country without a credit card?"

"Should I use a $400k settlement to pay off a bankruptcy?"

"How do I get my husband on board with the Baby Steps?"

"My 15-year-old daughter is an influencer and has saved $100k for a car. How much should she spend?"

"Should I pay off my house before retirement?"

"Was buying a mobile home a mistake?"

"My husband gave away all of our retirement money in a scam,"

"Should I pay off my debt before going back to school?"

"My daughter is paying me back $50k. How do I make sure I'm responsible with this cash coming in?"

"Can we pay for a honeymoon while on Baby Step 3?"

"Am I a burden to my husband?"

"Do I make enough money to move out on my own?"




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