Change Starts Today. Don’t Wait Till You’re 65 and Broke
20 August 2025

Change Starts Today. Don’t Wait Till You’re 65 and Broke

The Ramsey Show

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Dave Ramsey and George Kamel answer your questions and discuss:


"I'm 65 and I've never made good decisions with money, where should my focus be at my age?"

"Is health insurance a bad investment for our family?"

"I'm skeptical about combining finances with my spouse..."

"Can I retire at 38?"

"How much should I spend on an engagement ring?"

"Should I use a debt relief company to pay off my gambling debt?"

"What is the best way for a married couple to handle finances while running a business together?"

"I'm 61 with no retirement savings and living in low income housing..."

"How do I combine my emergency fund and investments with my future wife?"

"How do I encourage my husband to get a job so I don't have to work two of them?"

"Should I leave a PhD program that I have a full-ride scholarship for?"




Next Steps:

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