S2025 Ep207: Mortgage Rates Fell Today… Even With Inflation Still High (Here’s Why)

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

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0:00 Intro — Why This Matters for Homebuyers & Homeowners  
0:35 Current Market / Rate Overview  
1:30 What’s Driving Rates Right Now  
2:35 How This Impacts Monthly Payments  
3:40 Real-World Example / Scenario  
4:45 What Buyers & Refinance Clients Should Do  
5:45 Lock vs. Float Strategy  
6:30 Key Takeaways & Next Steps  
7:05 Final Thoughts & Call to Action

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⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | TRU Mortgage Team / PBT Bancorp NMLS# 257781

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.