A smaller deposit can get you into a home sooner. But it doesn’t make the house cheaper. I’ve built over a thousand homes. Here’s my take on the housing promises, the costs that keep piling up, and what I think would actually help.
What’s the biggest barrier for you: the deposit, the repayments or the price of the house?
Recorded 27 October 2026. Policy proposals may change.
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0:00 - 0:47 Intro
0:47 - 2:20 National & Labour 5% Deposit
2:20 - 3:43 What makes houses so expensive?
3:43 - 4:33 Helping first home buyers
4:33 - 6:12 Promises vs delivery
6:12 - 6:43 Labours capital gains tax
6:43 - 6:54 Attacking investors
6:54 - 8:00 What would I do?
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