Why Credit Is the Next Big Battleground for Digital Banks

In this episode of The Issuer Academy podcast, host Merusha Naidu is joined by David B. Shipper, a Strategic Advisor for Retail Banking and Payments at Datos Insights, and Rob Macmillan, the Group Product Manager for Credit at Paymentology. Together, they discuss how digital banks and fintechs are redefining credit, from instant approvals and hyper-personalization to embedded lending and next-gen infrastructure.