
02 March 2026
Mortgage Refinance Timing Explained: When to Refinance Your Loan | EP211
The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates
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Interest Rates just hit a 3.5 year low. Should you refinance now or wait? Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? How do you know when is the right time? In this episode, we discuss the current mortgage interest rate environment and when it makes sense to refinance your mortgage.
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Jeb Smith | Huntington Beach Realtor / Orange County Real Estate
DRE #01407449 | Real Broker
Josh Lewis | Huntington Beach Certified Mortgage Consultant
NMLS 234220 | CA DRE 01209148 | BuyWise Mortgage
Call/Text: 714-916-5727