Mortgage Refinance Timing Explained: When to Refinance Your Loan | EP211
02 March 2026

Mortgage Refinance Timing Explained: When to Refinance Your Loan | EP211

The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

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    Ready To Refinance? Start Here⁠⁠Join Rate Watch – we’ll watch rates for you⁠Email: ⁠info@theeducatedhomebuyer.com

Interest Rates just hit a 3.5 year low. Should you refinance now or wait? Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? How do you know when is the right time? In this episode, we discuss the current mortgage interest rate environment and when it makes sense to refinance your mortgage.

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Jeb Smith | Huntington Beach Realtor / Orange County Real Estate

DRE #01407449 | Real Broker


Josh Lewis | Huntington Beach Certified Mortgage Consultant

NMLS 234220 | CA DRE 01209148 | BuyWise Mortgage

Call/Text: 714-916-5727