Market Update: Housing Affordability Outlook for 2026
The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates
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📩 Mortgage or Real Estate Questions? Leave Jeb and Josh a message: theeducatedhomebuyer.com/voicemail/Housing affordability may finally be improving in 2026 — but what does that actually mean for homebuyers?
In this episode of The Educated HomeBuyer, Jeb Smith and mortgage expert Josh break down new data suggesting that affordability is beginning to improve thanks to lower mortgage rates and rising incomes. They discuss what Zillow’s latest analysis means for buyers, whether the improvement is meaningful in today’s market, and what buyers should be watching as we move further into the year.
If you’re thinking about buying a home, this conversation will help you understand how affordability works, how mortgage rates impact your buying power, and why small shifts in rates can make a bigger difference than most people realize.
Topics covered in this episode:
- Why housing affordability may improve in 2026How mortgage rates impact buying powerWhat Zillow’s housing forecast means for buyersWhy more homes may be entering buyers’ budgetsWhat to watch heading into the spring housing market
If you’re planning to buy a home and want expert guidance on the process, our team can help you build a strategy before you start shopping.
Start here:
www.theeducatedhomebuyer.com/start
The Educated HomeBuyer podcast focuses on helping buyers make smarter decisions when purchasing a home by understanding mortgages, market trends, and the strategies that experienced professionals use every day.
Connect with Us 👇
Jeb Smith | Huntington Beach Realtor / Orange County Real Estate
DRE #01407449 | Real Broker
Josh Lewis | Huntington Beach Certified Mortgage Consultant
NMLS 234220 | CA DRE 01209148 | BuyWise Mortgage
Call/Text: 714-916-5727