Episode 784 | The Wealth Ladder: Six Levels of Financial Freedom
22 July 2025

Episode 784 | The Wealth Ladder: Six Levels of Financial Freedom

Startups For the Rest of Us

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What’s the real roadmap to lasting financial freedom?





In this episode, Rob Walling chats with Nick Maggiulli about his new book, The Wealth Ladder. Nick explains how to identify your current financial stage and what it really takes to move up. They dig into how wealth changes your spending habits, why exits (not salaries) drive significant changes in net worth, and how your definition of freedom might evolve over time.





Topics we cover: 




    (6:07) – Defining the six levels of wealth



    (11:49) – Why earning more isn’t enough



    (14:17) – How entrepreneurs build wealth



    (15:15) – The “0.01%” spending rule



    (31:13) – Can money actually make you happier?




Links from the Show: 




    Invest in TinySeed



    Of Dollars And Data 



    The Wealth Ladder by Nick Maggiulli



    Just Keep Buying by Nick Maggiulli



    The E-Myth Revisited by Michael E. Gerber 



    Nick Maggiulli | LinkedIn



    Nick Maggiulli (@dollarsanddata) | X




If you have questions about starting or scaling a software business that you’d like for us to cover, please submit your question for an upcoming episode. We’d love to hear from you!





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