
16 February 2026
3460: Six Percent is the New Four Percent by Paula Pant of Afford Anything on Real Estate Cash Flow
Optimal Finance Daily - Financial Independence and Money Advice
About
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 3460:
Paula Pant breaks down why rental properties may offer a better retirement cash flow strategy than index funds, even when both generate the same total returns. With rental income biased toward consistent cash flow and less risk of tapping principal, a 6 percent withdrawal rate becomes a realistic, sustainable alternative to the traditional 4 percent rule.
Read along with the original article(s) here: https://affordanything.com/six-percent-is-the-new-four-percent/
Quotes to ponder:
"If you’re retiring on index funds, you might plan your retirement on the 4 percent withdrawal rule. But if you’re retiring on rental properties, you could use the equivalent to a 6 percent withdrawal rule."
"That’s why rentals are a great store of wealth; they’re a lower-risk and higher-cash-flow form of wealth preservation than equities."
Learn more about your ad choices. Visit megaphone.fm/adchoices
Episode 3460:
Paula Pant breaks down why rental properties may offer a better retirement cash flow strategy than index funds, even when both generate the same total returns. With rental income biased toward consistent cash flow and less risk of tapping principal, a 6 percent withdrawal rate becomes a realistic, sustainable alternative to the traditional 4 percent rule.
Read along with the original article(s) here: https://affordanything.com/six-percent-is-the-new-four-percent/
Quotes to ponder:
"If you’re retiring on index funds, you might plan your retirement on the 4 percent withdrawal rule. But if you’re retiring on rental properties, you could use the equivalent to a 6 percent withdrawal rule."
"That’s why rentals are a great store of wealth; they’re a lower-risk and higher-cash-flow form of wealth preservation than equities."
Learn more about your ad choices. Visit megaphone.fm/adchoices