Transferring points to hotels. Has Citi eclipsed Chase and Bilt? | Coffee Break Ep79 | 11-25-25

Tim wrote a post about which transferable points are most valuable for lodging, and his findings have us wondering: Is Citibank the new transferable points currency worth focusing on?  (Has Citibank now eclipsed Chase and Bilt?) See: Which transferable credit card points are most valuable for lodging?

Transferring points to hotels. Has Citi eclipsed Chase and Bilt?

(01:11) - Most hotel transfer opportunities are not very good...

(02:14) - Fixed value opportunities

(03:43) - RRVs (hotel programs with variable value and available as transfer partners)

(04:43) - Better than 1:1 transfers...

(06:58) - Summary of the average top 5 opportunities for transferring points to hotel programs

(08:36) - 90th percentile, cherry-picking the top 5 opportunities for transferring points to hotel programs

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Music Credit – Beach Walk by Unicorn Heads