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Miguel Armaza
Fintech Leaders
Entrepreneurship
Investing
Technology
English
Learn from today’s global leaders building the organizations that will dominate the 21st century in fintech, business, and beyond.
Website
Episodes
Episodes
211
05 November 2026
How Navan Built a $7Bn Fintech Inside a Travel Company, with President Michael Sindicich
Send us Fan MailI sat down with Michael Sindicich, President of Navan, the AI-powered travel, expense, and payments platform that works with 50 of the S&P 500. In 2020, one week after launching its payments product, Navan's revenue went to zero, and the board chose to go on offense. Five years later, Navan became the first company to go public during a U.S. government shutdown and watched its...
1 h 6 min
28 October 2026
a16z’s David Haber: Recording Every Meeting, Firm Over Fund & Why Fund Size Equals Conviction
Send us Fan MailI sat down with David Haber, General Partner at Andreessen Horowitz, the venture firm managing ~$100 billion in AUM, at a16z's New York office. David has been building and investing in fintech since 2011 and thinks the first wave of fintech is one of the most thoughtful investors in the industry. We talk about firm over fund, building collective intelligence inside a firm, the...
57 min
13 October 2026
Nubank’s Co-Founder on Winning 140M Customers & Expanding to the US
Send us Fan Mail I sat down with Cristina Junqueira, co-founder of Nubank and CEO of Nubank’s U.S. operation, one day after Nubank officially launched in the United States. Founded in 2013 in a house in São Paulo, Nubank now serves over 140 million customers, 64% of Brazil’s adult population, and they have just launched their US operations.We talk about why product-led growth is a necessity...
50 min
22 September 2026
Taktile’s CEO Raised $190M Betting Most Bank Jobs Won't Exist in 10 Years
Send us Fan MailI sat down with Maik Taro Wehmeyer, co-founder and CEO of Taktile, an agentic decision platform that helps financial services companies automate their highest-stakes decisions: credit underwriting, fraud detection, and compliance. Maik and his co-founder built the company from a failed first product and 99 rejected banks into a business that just closed a $110 million round led by...
55 min
10 September 2026
Harshil Mathur, Razorpay CEO: Building India's Dominant Payments Company
Send us Fan MailI sat down with Harshil Mathur, Co-Founder and CEO of Razorpay, one of India’s most important fintech and tech companies. Razorpay moves hundreds of billions of dollars in annual payment volume and powers about 85% of the country’s largest tech companies. They are also reportedly preparing for a large IPO on the Indian Stock Exchange.Harshil started coding at age 12 and began...
58 min
11 August 2026
Mikhail Lomtadze, Kaspi CEO - From Super App to Everyday AI Assistant
Send us Fan MailMiguel Armaza flew to Almaty, Kazakhstan to sit down with Mikhail Lomtadze, CEO and Co-Founder of Kaspi, for their second conversation in two years. It is hard to explain how dominant and loved Kaspi is in this market: in a country of 20 million people, more than 15 million use the app daily, and it handles two thirds of Kazakhstan's e-commerce. What started as a traditional bank...
48 min
07 July 2026
Rain, Farooq Malik - The $2Bn Company Building the Infrastructure for Stablecoins and Tokenized Money
Send us Fan MailI sat down with Farooq Malik, CEO & Co-Founder of Rain, a $2Bn company that’s building infrastructure for Stablecoin-powered products, including card issuing, payments, wallets, and much more for businesses like Western Union, Slash and Nuvei. In 2025 they grew 30x and they recently raised a $250m round led by ICONIQ Capital. Want more podcast episodes? Join me and follow...
58 min
09 June 2026
How Slash Grew From $10 to $300 Million in 2+ Years. Victor Cardenas, CEO & Co-Founder of Slash
Send us Fan MailI sat down with Victor Cardenas, Co-Founder and CEO of Slash, one of the fastest growing fintechs in America that went from $10M to $300M in annualized revenue in 24 months And just crossed a $1.4 billion valuation after a $100M Series C led by Ribbit Capital, Khosla Ventures and Goodwater Capital. The company powers over $30Bn in annualized payment volume across wires, ACH,...
52 min
26 May 2026
Max Levchin - Building Affirm, PayPal, and Why He Only Starts Network Businesses
Send us Fan MailI sat down with Max Levchin, Co-Founder and CEO of Affirm and one of the living legends of tech and fintech. He co-founded PayPal with Peter Thiel and Elon Musk, invented anti-fraud technology that's still foundational today, and has spent the last 14 years building Affirm into one of the largest publicly traded fintechs in the world with a mission to replace credit cards with...
55 min
13 May 2026
Rob Heyvaert, Motive Partners Founder: Investing Billions to Build the Future of Finance
Send us Fan MailI sat down with Rob Heyvaert, Founder and Managing Partner of Motive Partners, a fintech-focused private equity firm with over $6Bn in AUM, 80 portfolio companies representing over $15 trillion of assets in the wealth management space. Rob is a serial entrepreneur who started his first company at 24, sold it to IBM, and later founded Capco and sold to FIS to hundreds of millions...
53 min