Digital Finance Analytics (DFA) Blog

Associate Professor John Wright is back to develop his concept of Carry Trades further as we ask how to solve the housing crisis. This time he uses the analogy of The Terminator. The future is genuinely open, for those who see it. Johns earlier shows are here: Inside The Property Crisis https://youtu.be/fWTsHsGBHzYThe Real Estate Carry … Continue reading "How To Terminate The Housing Crisis: With...

Today we got the latest data from the ABS on the Australian Economy, via the backward-looking data on GDP to September 2025. As you know I think GDP is a bad measure of anything useful, because it simply measures activity in the Economy, wherever it comes from, yet economists, politicians and bankers and fixated on … Continue reading "Latest GDP Shows Burnout Economy In Action!"

This is an edit of a live show where Head of Investments Damien Klassen at Walk The World Funds and Nucleus Wealth delved into current market dynamics, with an eye to the year end, in the light of current bouts of volatility. Japan bonds in particular could be the canary in the coalmine. But innovations … Continue reading "DFA Live Q&A Replay: Santa Rally? Volatility? Tokenisation? Investing...

It’s Edwin’s Birthday, but he still found time to share his latest thoughts on the property market, which it seems is exhibiting some interesting characteristics; from price rises, to falling auction clearance rates, via falling affordability. We also dive into the question of property surveys again, as the MSM finally catch up, and the UK … Continue reading "Its Edwin’s Monday Evening Property...

This past week marks an important turning point in the raging bull of the Australian property market. So perhaps it’s time to rethink fair value, despite the fact a recent poll from a November 13–26 survey of 15 property analysts showed national home prices rising around 8% this year and 6.9% in 2026, up from … Continue reading "Property Fools Us Again?"

This is our weekly market update where we start in the US, cross to Europe and Asia, and end in Australia, covering commodities and crypto along the way. Generally, markets trend higher in December, in the so-called Santa rally as traders position to maximise end of year returns. So, after last week’s shemozzle is Santa … Continue reading "Is A Santa Rally Back On The Agenda Now?"

With all the noise over the Black Friday and Cyber Monday we want people to think about whether there are REAL deals out there, or if its simply credit induced spin which could lead to tears later. So we look at the latest data on credit, and especially the rise of Buy Now Pay Later … Continue reading "Black Friday Sales May End In Grief…."

As I have been highlighting, lending for mortgages has been growing way faster than inflation, including for investor borrowers, and this is first lifting prices because the growth of credit is one of the stronger levers of home price growth, along side higher migration, but also put more households in high-debt to income scenarios, while … Continue reading "Banks’ Home Lending Mobbed By A Wet...

This is my edit of our monthly housing and economic update recorded in conjunction with Nuggets News. In this months edition, I explore the latest developments in AI, the crypto ructions, the Australian housing market and the recent economic data which raises some important questions as we barrel into then end of 2025. http://www.martinnorth.com/ Details … Continue reading "The Economic Chickens...

This is a edit of a live show where we took a deep to dive into the market psychology which is driving markets, property and gold, with Investment Manager Tony Locantro, and asked whether there is more sentiment than logic at play, as financial markets have dropped recently, though Australian property is on the up, … Continue reading "DFA Live Q&A HD Replay: Market Psychology Ups And Downs:...