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India’s homes cost 11 times annual income, more than double the affordability benchmark, and real wages fell 4% between 2012 and 2024. For Gen Z, buying a house on a salary alone barely adds up.
Inheritance is filling some of the gap, with gift deed registrations rising sharply in Mumbai, Pune and Delhi. But family property often comes late, comes split, or comes with conditions.
What happens to the much larger group with no property to inherit at all?
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