09 November 2026
Stop Wasting Time and Money! A Harvard Economist's Guide to Better Decisions with Daniel Altman
Creating Confidence with Heather Monahan
About
Are you overthinking your next big move, staying in a situation you've outgrown, or wasting valuable time trying to make everything perfect? What if the secret to building a more successful business and fulfilling life isn't working harder, but making smarter decisions? In this episode, I sit down with Harvard-trained economist and bestselling author Daniel Altman to reveal how to stop second-guessing yourself, overcome decision paralysis, and confidently make choices that move you forward. You'll discover how to recognize when it's time to walk away or pivot, why perfectionism could be costing you opportunities, and how understanding the true value of your time can transform the way you work and live. Plus, learn how to protect your financial future, navigate career uncertainty, and make decisions your future self will thank you for. If you're ready to stop feeling stuck, reclaim your time, and create success on your own terms, this conversation will give you the tools to take action with confidence!
In This Episode, You Will Learn:
00:00 How do you determine what your time is really worth?
02:00 How to make smarter decisions in an uncertain economy.
05:45 What AI could mean for your career and future opportunities.
09:45 How to protect your money without trying to predict the market.
12:45 How do you overcome fear when reinventing yourself or changing careers?
15:00 Why investing in yourself can open doors to new opportunities.
17:30 How to calculate the value of your time and maximize your ROI.
20:00 How to make decisions your future self won't regret.
24:15 Why the sunk cost fallacy keeps you from walking away.
26:00 How perfectionism can sabotage your success.
28:00 How to stop searching for the perfect option and take action.
31:15 Negotiation strategies to help you get a better deal.
34:00 Small changes that can save you time and money.
36:15 When paying to save time is actually worth it.
39:30 How to make major financial decisions without predicting the future.
42:30 Why building wealth doesn't have to mean sacrificing work-life balance.
46:15 How to recognize conflicts of interest when choosing financial advisors.
47:15 Three principles for making better decisions in life and business.
Check Out Our Sponsors:
Monarch - Write your own money story with Monarch. Use code CONFIDENCE at monarch.com to get your first year of Monarch Core half off at just $50.
Hostinger - Go to hostinger.com/CONFIDENCE and use code CONFIDENCE for 10% off now.
Sequencing - Right now, sequencing.com is offering our listeners up to 10% off your full Genome test, plus free shipping. Go to sequencing.com, and use promo code CONFIDENCE for 10% off.
The Real Real - Get $25 OFF off your first purchase when you go to TheRealReal.com/confidence.
Mint Mobile - Cut your wireless bill to $15/month at mintmobile.com/confidence.
Resources + Links
Get your copy of Daniel’s book, The Best Decisions You'll Ever Make HERE!
Call my digital clone at 201-897-2553!
Visit heathermonahan.com
Sign up for my mailing list: heathermonahan.com/mailing-list/
Overcome Your Villains is Available NOW! Order here: https://overcomeyourvillains.com
If you haven't yet, get my first book Confidence Creator
Follow
Heather on Instagram & LinkedIn
Daniel on LinkedIn
In This Episode, You Will Learn:
00:00 How do you determine what your time is really worth?
02:00 How to make smarter decisions in an uncertain economy.
05:45 What AI could mean for your career and future opportunities.
09:45 How to protect your money without trying to predict the market.
12:45 How do you overcome fear when reinventing yourself or changing careers?
15:00 Why investing in yourself can open doors to new opportunities.
17:30 How to calculate the value of your time and maximize your ROI.
20:00 How to make decisions your future self won't regret.
24:15 Why the sunk cost fallacy keeps you from walking away.
26:00 How perfectionism can sabotage your success.
28:00 How to stop searching for the perfect option and take action.
31:15 Negotiation strategies to help you get a better deal.
34:00 Small changes that can save you time and money.
36:15 When paying to save time is actually worth it.
39:30 How to make major financial decisions without predicting the future.
42:30 Why building wealth doesn't have to mean sacrificing work-life balance.
46:15 How to recognize conflicts of interest when choosing financial advisors.
47:15 Three principles for making better decisions in life and business.
Check Out Our Sponsors:
Monarch - Write your own money story with Monarch. Use code CONFIDENCE at monarch.com to get your first year of Monarch Core half off at just $50.
Hostinger - Go to hostinger.com/CONFIDENCE and use code CONFIDENCE for 10% off now.
Sequencing - Right now, sequencing.com is offering our listeners up to 10% off your full Genome test, plus free shipping. Go to sequencing.com, and use promo code CONFIDENCE for 10% off.
The Real Real - Get $25 OFF off your first purchase when you go to TheRealReal.com/confidence.
Mint Mobile - Cut your wireless bill to $15/month at mintmobile.com/confidence.
Resources + Links
Get your copy of Daniel’s book, The Best Decisions You'll Ever Make HERE!
Call my digital clone at 201-897-2553!
Visit heathermonahan.com
Sign up for my mailing list: heathermonahan.com/mailing-list/
Overcome Your Villains is Available NOW! Order here: https://overcomeyourvillains.com
If you haven't yet, get my first book Confidence Creator
Follow
Heather on Instagram & LinkedIn
Daniel on LinkedIn