The Autumn Budget is out, but what does it really mean for your money? Sarah Coles and Dan Coatsworth cut through the noise and explain the key announcements affecting savers, investors, pensioners and your personal finances, including what has changed, who wins and loses, and what you need to know now.
They discuss big changes to ISAs, what’s happening with the economy, the outlook for interest rates, and much more.
00:00 Start
01:33 Cash ISA changes scrapped
03:42 A new ISA for first-time buyers
07:03 The catches with the new first-time buyer ISA
09:13 A new incentive to start investing
11:46 Tax changes for state pensioners
13:29 Savings and property income face higher tax
14:49 What about dividend tax?
18:53 Cost of living: energy bills and fuel duty
23:37 What the Budget could mean for savers and banks
25:22 Frozen income tax thresholds and fiscal drag
26:12 Pensions and inheritance tax: no change
Join AJ Bell’s experts live for a free Budget Q&A webinar the day after the Chancellor’s Budget, Thursday 29 October at 12:30
https://ajbellplc.registration.goldcast.io/webinar/f6d51892-eb95-4159-9c1e-59709b32991d