Whole Life Insurance vs. a Traditional Savings Account [A Case Study] (Ep. 42)

Whole Life Insurance vs. a Traditional Savings Account [A Case Study] (Ep. 42)

100 Year REI

About this episode

In this special episode, 100 Year’s Kristin Colca presents a case study on comparing saving money in a traditional savings account at the bank versus using a whole life insurance policy as a savings vehicle.  Kristin highlights the key differences and explains how a 100 Year policy is a win-win for real estate investors. 

Key Takeaways: 

    With a whole life insurance policy, you can borrow against 85-90% of its cash value within the first month. ✔ Your compounding isn't interrupted when you borrow against the cash value.
    Same dollars could work more efficiently when put into 100 Year Real Estate structured life Insurance policy as compared to those into savings account.
    The interest you earn from a savings account is taxable annually. Whereas, with whole life insurance, gains that are reinvested into the cash value of the policy do not generate a 1099. Plus, if structured correctly, you can borrow against your principal and gains income tax free.
    Additional advantages: death benefit protection and access to up to 75% of death benefit in case of chronic illness, terminal illness or a critical illness


Dual Asset Strategy eBook: https://100yearrei.com/ebook-download/

Learn how to leverage permanent, cash value life insurance to become your own source of financing!



To talk to our Team about adding a 100 Year structured policy to your personal financial plan (and even the plan for your business or children).


The Whole Life Insurance Policies offered by the 100 Year Real Estate Investor are specially-designed. This means they work harder toward achieving your financial objectives, no matter what they may be. Check out this blog for 7 facts about our specially-designed strategies that may not be true about typical whole life policies: https://100yearrei.com/7-facts-about-specially-designed-whole-life-policies/

Life insurance is not an emotional decision, but a sound risk management decision, which provides protection and opportunity for the future. Each Member of the 100 Year Team is a Bank on Yourself® Professional, and are experts in the Infinite Banking Concept®. We are licensed and service clients in the United States, Canada, and Puerto Rico, specializing in working with Real Estate Investors.

#lifeinsurance #cashvaluelifeinsurance #wholelifeinsurance #permanentlifeinsurance #realestate #multifamilyrealestate #financialplanning


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